Jakarta Airport (CGK) Currency Exchange: Complete Guide
If you search for currency exchange at Jakarta's Soekarno-Hatta Airport, you'll run into a name that shows up constantly in "best money changer" lists — and it isn't actually inside the airport. Here's what's real, terminal by terminal.
The myth to clear up first: PT Ayu Masagung
PT Ayu Masagung is a genuinely well-regarded, well-known Jakarta money changer. It's also frequently listed in "airport money changer" roundups as if it were a CGK counter. It isn't — it's located in Central Jakarta, on Jl. Kwitang, roughly 20km from the airport. If you're looking for it inside a terminal, you won't find it. This is exactly the kind of detail that gets copy-pasted between travel guides without anyone checking — worth knowing before you go looking.
Where the real counters are — Terminal 3
Terminal 3, which handles the large majority of full-service international flights, is the only terminal with confirmed, currently-operating exchange counters:
- Bank Mandiri — confirmed at International Check-in (departures) and Ground Floor International Arrivals, via Bank Mandiri's own operational schedule document
- BNI — confirmed at Ground Floor, Domestic Arrivals area, via BNI's own branch locator
- BRI — confirmed at International Departures, and notably runs 24 hours as of a June 2026 announcement — the only confirmed round-the-clock option at CGK
What about Terminal 2?
An older (2024) Bank Mandiri schedule listed a counter at Terminal 2F, but it doesn't appear in Mandiri's current operational documents — it's likely been discontinued. Don't plan around a Terminal 2F counter existing.
What about Terminal 1?
No confirmed dedicated currency-exchange counter exists at Terminal 1. ATMs (Bank Mandiri, BCA) are available, so bring a card or some cash if you're landing there, or take the free Skytrain to Terminal 3 if you specifically need to exchange cash.
A quick note on BCA
BCA has an extensive ATM network across all of CGK's terminals — but no confirmed dedicated currency-exchange counter. Don't confuse their widespread ATM presence with a walk-up exchange desk; for BCA specifically, you're looking at ATM withdrawals, not a counter transaction.
The takeaway
- PT Ayu Masagung is a Central Jakarta money changer, NOT an airport counter — ignore any guide that lists it as one
- Terminal 3 is where the confirmed counters are: Bank Mandiri, BNI, and BRI
- BRI's Terminal 3 counter is the only confirmed 24-hour option
- Terminal 1 has no dedicated exchange counter — ATMs only
That's exactly the kind of myth-busting comparison JesTiny Guide is built for — check what's actually confirmed at CGK before you land, rather than chasing a name that isn't really there.
Need mobile data too?
Sorting out currency is only half the "landing prepared" checklist — most travelers also need mobile data the moment they touch down, for maps, ride-hailing apps, and checking in with home. Rather than pushing one option, here are two eSIM providers worth comparing before your trip:
- Roamable — travel eSIM plans covering most major destinations
- Strong eSIM — global digital SIM, 190+ countries
As with currency exchange, rates and coverage vary — worth a quick compare based on your destination and how much data you'll actually need.
Affiliate disclosure: JesTiny Guide may earn a commission if you use a pre-booking link through one of our partner counters, at no extra cost to you. This helps keep the site free and independently run. Rates shown are indicative and sourced from live currency APIs — always confirm the final rate at the counter before exchanging.
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