By Syam, JesTiny Guide · Last checked: 22 October 2026

Tokyo Haneda Airport (HND) Currency Exchange: Counters, ATMs and Rules

Haneda's own site publishes a table of currency exchange counters by terminal, with floors and hours, so it is easy to check any guide against it. This guide outlines what the airport's exchange page, its bank and ATM page and two airport notices from 2024 say, and what the Japanese customs site says about carrying cash. We found no measured HND rate, so we do not name a best counter or give a percentage for the airport gap. We did not measure any rates ourselves.

Everything was last checked on 22 October 2026.

The short version

• The airport's money exchange page lists nine staffed counters and three Pocket Change machines. The staffed counters are run by Travelex, Shinhan Bank Japan and Japan Airport Terminal Foreign Currency Exchange. It lists no other operator.
• Terminal 3 has four staffed counters on the page: Japan Airport Terminal Foreign Currency Exchange on the 2nd floor Arrival Lobby and the 3rd floor Departure Lobby, both listed as 24 hours, Shinhan Bank Japan on the 3rd floor airside, listed as 24 hours, and Travelex on the 3rd floor airside, listed 5:30 to 25:30, meaning until 1:30 AM.
• The page says even 24-hour exchange facilities close during the night for maintenance.
• An airport notice dated 8 April 2024 says Japan Airport Terminal opened two new Terminal 3 counters, open 24 hours with one-hour closure each night, handling 15 currencies.
• The airport's bank and ATM page lists Mizuho, MUFG, Japan Post, SMBC, Seven Bank and others across the three terminals, and says ATMs after immigration limit a withdrawal to 30,000 yen.
• Japan's customs site says you must declare means of payment above 1,000,000 yen, or the equivalent, on entering or leaving.

What the airport's page lists

The page lists the counters by terminal. We give them as listed, with hours as printed.

• Terminal 1: Travelex, 1st floor Arrival Lobby, 9:00 to 19:00, and a Pocket Change machine, 5:00 to 24:00.
• Terminal 2: Shinhan Bank Japan, 1st floor Domestic Arrival Lobby, 9:00 to 18:00. Japan Airport Terminal Foreign Currency Exchange, 3rd floor International Departure Lobby, 6:30 to 22:00. Shinhan Bank Japan, International Gate Area after departure, 7:00 to 15:30. Travelex, 3rd floor International Departure area after departure, 7:00 to 23:00. A Pocket Change machine, 24 hours.
• Terminal 3: Japan Airport Terminal Foreign Currency Exchange on the 2nd floor Arrival Lobby and the 3rd floor Departure Lobby, 24 hours. Shinhan Bank Japan, 3rd floor airside, 24 hours. Travelex, 3rd floor airside, 5:30 to 25:30. A Pocket Change machine, 24 hours.

Pocket Change is a machine that turns leftover foreign coins into points. It is not a cash exchange counter. The page says Travelex hours at Terminal 1 are subject to change, names the dollar, euro and yuan among the currencies and gives the full list only in a PDF we could not read. The page has no date, no rates and no fees.

Mizuho

The airport's exchange page lists no Mizuho counter. The airport's bank and ATM page lists Mizuho at Terminals 1, 2 and 3, and says the Mizuho branch counter at Terminal 1 keeps weekday business hours. It does not say that Mizuho exchanges currency. So Mizuho is at the airport as a bank. SMBC and MUFG are likewise listed as banks with ATMs, not as exchange counters.

The 2024 notices

An airport notice from Japan Airport Terminal dated 8 April 2024 says two new exchange counters would open in Terminal 3. The 3rd floor Departure Lobby counter was planned for 9 April 2024 and the 2nd floor Arrival Lobby counter for 25 April 2024. It says both are open 24 hours, with a closure from 2:00 to 3:00 AM on the 2nd floor and 1:00 to 2:00 AM on the 3rd floor, and handle 15 currencies including US dollars, pounds, euros, Korean won and Chinese yuan.

A second notice, dated 14 June 2024, says the Arrival Lobby store would close temporarily from 24 June 2024 for construction, and asks customers to use the 3rd floor store. The current exchange page lists the Arrival Lobby counter again, but we do not know whether it reopened. If you need the 2nd floor counter, check on arrival.

Banks and ATMs

The airport's bank and ATM page lists, by terminal, these operators. Terminal 1: Mizuho, MUFG, Japan Post, SMBC, Seven Bank, Yokohama Bank, Resona and AEON Bank. Terminal 2: MUFG, Kiraboshi, Japan Post, Mizuho, SMBC and Seven Bank. Terminal 3: Mizuho, Japan Post, MUFG, SMBC, Seven Bank and Resona. It says most ATMs run from early morning to midnight, that several in Terminal 3 are 24-hour with monthly maintenance windows, and that Seven Bank units in Terminal 2 are listed at 5:00 to 24:00.

It says ATMs in the area after immigration limit one withdrawal to 30,000 yen in units of 1,000 yen, and that other credit cards can be used at the machines. It does not address foreign-issued cards. Check with your own bank which ATM networks it supports, and check the fee before you confirm. If a machine offers to charge you in your home currency, choose yen. Our guide to dynamic currency conversion explains why.

Haneda Airport Garden

The one exchange listing we found for Haneda Airport Garden is the Omotenashi Center on the 2nd floor, a 4-minute walk from Terminal 3, open 10:00 to 20:30 and offering money exchange among its services. It lists no rates, and we do not know who runs the exchange. If you want to compare, ask for the final amount at two places and use the mid-market rate on the day.

What the sources say about rates

We found no source that measured an HND rate against the mid-market rate. The airport's page gives no rates. The size of any airport gap at Haneda is unknown from our sources, and the way to find out is to ask for the final amount for your sum and compare it with the mid-market rate on the day.

To see what a percentage gap costs on your amount, use our mid-market rate guide.

How to check a rate yourself

This section is our advice, not a sourced fact.

1. Look up the mid-market rate for your currency pair on the day you travel.
2. Ask the counter for the final amount in yen for your exact sum, including every fee.
3. Divide the counter's rate by the mid-market rate. A result of 0.98 means 2% below.
4. If a sign says "no commission", ask for the final amount anyway, because the margin may sit inside the rate.
5. Keep the exchange receipt, and keep the amount small if you can wait for a better rate in the city.

Hours and the overnight closures

For a late arrival, the page suggests a pattern. The Terminal 3 counters of Japan Airport Terminal and Shinhan Bank Japan are listed as 24 hours, with a maintenance closure of an hour or so each night, and Travelex at Terminal 3 is listed until 1:30 AM. The Terminal 1 and Terminal 2 counters keep daytime or evening hours. The airport's notices put the closures at 1:00 to 2:00 AM and 2:00 to 3:00 AM for the two newer counters, and the exchange page does not give times for Shinhan Bank Japan's closure. If your flight lands outside the printed hours, an ATM is the fallback, and its hours also vary by unit.

Carrying cash into or out of Japan

The Japan Customs page says that when entering or leaving Japan with means of payment exceeding 1,000,000 yen, or the equivalent, you must submit a customs declaration before entry or departure. Means of payment includes cash in Japanese or foreign currency, checks including traveller's checks, promissory notes and securities. You use a Declaration of Carrying of Means of Payment form, available in the customs inspection areas at airports, or declare online through NACCS. The page names no penalties and shows no date. It gives a lower threshold for travel to North Korea.

Our reading of the sources

This section is our reading. It is not a sourced fact. The most useful fact here is the operator list. The airport's page names Travelex, Shinhan Bank Japan and Japan Airport Terminal, with floors and hours. The 24-hour Terminal 3 counters are the best lead for a late arrival, with the overnight closure in mind. The usual logic holds on cost. A counter at an airport is convenient, the rate is probably not the best available, and the cost scales with the amount. A small sum for a train ticket and a first meal costs little. For a larger sum, a card with low fees or a city changer is likely to cost less, though we did not measure either in Tokyo.

What we could not confirm

We could not confirm whether the Terminal 3 Arrival Lobby counter reopened after its June 2024 closure, the exact overnight closure times, or any measured HND rate.

A simple plan

1. Check your terminal. International flights use Terminal 2 and Terminal 3.
2. Look for Japan Airport Terminal, Shinhan Bank Japan or Travelex, and ask for the final amount for your exact sum.
3. Compare it with the mid-market rate, and change only what you need for the first hours.
4. For a late arrival, check the hours on the page or the sign, and use an ATM if the counters are closed.
5. If you carry more than 1,000,000 yen in cash or equivalent, declare it.

FAQ

Who runs currency exchange at Haneda?
The airport's page lists Travelex, Shinhan Bank Japan and Japan Airport Terminal Foreign Currency Exchange.

Which Haneda counters are open 24 hours?
The page lists the two Japan Airport Terminal counters and Shinhan Bank Japan in Terminal 3 as 24 hours, and says even these close overnight for maintenance.

Does Mizuho exchange currency at Haneda?
Mizuho is listed as a bank with ATMs. The exchange page lists no Mizuho counter. We could not confirm one.

Is there a withdrawal limit at ATMs after immigration?
The airport's page says one withdrawal is limited to 30,000 yen, in units of 1,000 yen.

Do I have to declare cash in Japan?
Japan Customs says to declare means of payment above 1,000,000 yen, or the equivalent.

Sources and how we checked them

Checked on 22 October 2026. Where we call something confirmed, at least two of these sources agree, or an official source says so directly. The airport's pages are undated.

• Haneda Airport passenger terminal site, airport operator, Money exchange page (undated).
• Haneda Airport Passenger Terminal, airport operator, Banks and ATMs page (undated).
• Japan Airport Terminal Co., notice A new currency exchange has opened in Terminal 3, 8 April 2024.
• Japan Airport Terminal Co., notice Temporary closure of the Terminal 3 Arrival Lobby currency exchange, 14 June 2024.
• Tokyo Tourist Info, tourism listing, Haneda Airport Garden Omotenashi Center (undated).
• Japan Customs, official, Declaration of means of payment page (undated).

Editorial note: The counter, rate and airport information in this guide is editorial and is not paid for. Rates and fees change, so confirm the final rate at the counter before exchanging.