By Syam, JesTiny Guide · Last checked: 22 October 2026

Tokyo Narita Airport (NRT) Currency Exchange: Counters, ATMs and Rules

Narita's own site lists every currency exchange counter and machine by terminal, area and hours, which is more than most airports publish. This guide sets out what the airport's exchange and ATM pages say and what Japan's customs site says about carrying cash. We found no measured NRT rate, so we do not name a best counter or give a percentage for the airport gap. We did not measure any rates ourselves.

The short version

• The airport's exchange page lists staffed counters run by GPA, Chiba Bank, Keiyo Bank and Travelex in Terminals 1 and 2, plus coin machines from Pocket Change and automated foreign currency machines. It lists two exchange points in Terminal 3: a GPA counter on the 2nd floor before security and an automatic currency exchange machine on the 3rd floor after security.
• The page says exchange rates vary from store to store, that your currency may not be available at all stores, that some banknotes may not be available, and that traveller's cheques are not sold.
• The Terminal 1 South Wing counter listed with early and late shifts of 6:30 to 19:00 and 12:00 to 23:00 belongs to Keiyo Bank on the airport's page.
• The Terminal 1 Central Building machine is listed at 17:00 to 6:50, not around the clock. The Terminal 2 Main Building machine is listed 24 hours.
• The airport's ATM page lists Seven Bank, Chiba Bank, Japan Post Bank, MUFG, AEON Bank, Keiyo Bank and SMBC across the three terminals, and says one Seven Bank transaction allows up to 30,000 yen.
• Japan's customs site says you must declare means of payment above 1,000,000 yen, or the equivalent, on entering or leaving.

The counters, terminal by terminal

The airport's page gives each counter's terminal, floor, side of security and hours. We give them as printed. Hours for some counters are marked as varying by shift.

Terminal 1, before security:

• North Wing 1F, GPA, 7:00 to 22:00. North Wing 4F, GPA, 7:00 to 21:30.
• South Wing 1F, Keiyo Bank, early shift 6:30 to 19:00, late shift 12:00 to 23:00, varying by day.
• South Wing 4F, Chiba Bank, 8:00 to 21:00, and GPA, 7:00 to 21:30.
• Central Building 1F, a Pocket Change machine, 6:00 to 23:00, and an automated foreign exchange machine, 17:00 to 6:50.

Terminal 1, after security in the international area:

• No. 2 Satellite 3F, Travelex, 7:00 to 22:00.
• No. 3 Satellite 3F, GPA, 7:30 to 22:00.

Terminal 2, before security:

• Main Building 1F, Chiba Bank, 8:00 to 21:00, and GPA, 7:00 to 22:00.
• Main Building 1F, an automated foreign exchange machine, listed 0:00 to 24:00, and a Pocket Change machine, 6:00 to 23:00.
• Main Building 2F, a Chiba Bank branch, 9:00 to 15:00 on weekdays only, for general banking.
• Main Building 3F, GPA, 7:00 to 21:30, and Keiyo Bank, early shift 7:00 to 18:00, late shift 8:00 to 22:00.

Terminal 2, after security: Main Building 3F, Chiba Bank, 8:00 to 21:00, and a Pocket Change machine, 6:00 to 23:00.

Terminal 3: Main Building 2F, GPA, 7:00 to 22:00, before security. Main Building 3F, an automatic currency exchange machine, 7:00 to 22:00, after security.

The page gives no list of currencies, no rates and no date. Pocket Change machines turn leftover coins into points and are not cash exchange.

Hours

The hours above come from the airport's page, which is undated. Most staffed counters close between 18:00 and 23:00, so a late arrival will not find one. For the hours when staffed counters are closed, the page offers two machines. The Terminal 2 Main Building machine is listed 0:00 to 24:00. The Terminal 1 Central Building machine is listed 17:00 to 6:50, so it is not a 24-hour option. Check the sign and the time before you plan around either.

ATMs

The airport's ATM page lists the operators SevenBank, Chiba Bank, JPBANK, MUFG Bank, AEON Bank, Keiyo Bank and Sumitomo Mitsui Banking Corporation, in Terminals 1, 2 and 3. Most are before security. Some are after security in the international departure areas, including SevenBank units in the Terminal 1 North Wing, the Terminal 1 Third Satellite Building, the Terminal 2 Main Building and the Terminal 3 Main Building. Hours vary, and the page says hours also depend on the card used. Examples include SevenBank in the Terminal 1 North Wing 3F, 6:00 to 23:00, SevenBank in the Terminal 2 Main Building B1F, 0:00 to 24:00, and JPBANK in the Terminal 1 Central Building 1F, 0:00 to 24:00.

The page says one SevenBank operation allows a withdrawal of up to 30,000 yen. It does not say which machines accept foreign cards or what they charge. If a machine offers to charge you in your home currency, choose yen. Our guide to dynamic currency conversion explains why. Check the fee on the screen before you confirm.

What the sources say about rates

We found no source that measured an NRT rate against the mid-market rate. The airport's page says exchange rates vary from store to store and tells you to check the rate at the store, which is a good rule and the only rate statement on the page. The size of any airport gap at Narita is unknown from our sources, and the way to find out is to ask for the final amount for your sum and compare it with the mid-market rate on the day. Because the counters belong to different companies, it can be worth asking two of them if the queue allows.

To see what a percentage gap costs on your amount, use our mid-market rate guide.

How to check a rate yourself

This section is our advice, not a sourced fact.

1. Look up the mid-market rate for your currency pair on the day you travel.
2. Ask the counter for the final amount in yen for your exact sum, including every fee.
3. Divide the counter's rate by the mid-market rate. A result of 0.98 means 2% below.
4. If a sign says "no commission", ask for the final amount anyway, because the margin may sit inside the rate.
5. Keep the exchange receipt, and keep the amount small if you can wait for a better rate in the city.

Getting between airports

This is our advice, not a sourced fact. A transfer between two airports includes immigration, baggage, the journey and a fresh check-in, so the train time alone is not the time you need. Allow a long margin, and do not rely on a single train time.

Carrying cash into or out of Japan

The Japan Customs page says that when entering or leaving Japan with means of payment exceeding 1,000,000 yen, or the equivalent, you must submit a customs declaration before entry or departure. Means of payment includes cash in Japanese or foreign currency, checks including traveller's checks, promissory notes and securities. You use a Declaration of Carrying of Means of Payment form, available in the customs inspection areas at airports, or declare online through NACCS. The airport's ATM page repeats the declaration rule for departing travellers. Japan's page names no penalties and shows no date.

Guides older than this page may name different operators or hours; check the date on any guide you use, and see our updates and corrections.

Our reading of the sources

This section is our reading. It is not a sourced fact. Narita is a case where the airport's own page is the useful source. Four companies run staffed counters, GPA, Chiba Bank, Keiyo Bank and Travelex, so there is more than one price to compare, and the page itself says rates vary by store. The usual logic holds on cost. A counter at an airport is convenient, the rate is probably not the best available, and the cost scales with the amount. A small sum for a train ticket and a first meal costs little. For a larger sum, a card with low fees or a city changer is likely to cost less, though we did not measure either in Tokyo.

What we could not confirm

We could not confirm whether the hours on the airport's undated pages are current, which Narita ATMs accept foreign cards or what they charge, or any measured NRT rate.

A simple plan

1. Check your terminal, and whether you are before or after security.
2. Look for GPA, Chiba Bank, Keiyo Bank or Travelex, and ask for the final amount for your exact sum.
3. Compare it with the mid-market rate. If a queue is short, ask a second counter.
4. For a late arrival, check the hours of the machine you plan to use, and use an ATM if needed.
5. If you carry more than 1,000,000 yen in cash or equivalent, declare it.

FAQ

Who runs currency exchange at Narita?
The airport's page lists GPA, Chiba Bank, Keiyo Bank and Travelex, plus automated machines and Pocket Change coin machines.

Are the machines open 24 hours?
The Terminal 2 Main Building machine is listed 0:00 to 24:00. The Terminal 1 Central Building machine is listed 17:00 to 6:50.

Is there a limit at Seven Bank ATMs?
The airport's ATM page says one SevenBank operation allows up to 30,000 yen.

Do rates differ between counters?
The airport's page says exchange rates vary from store to store. We found no measured NRT rate.

Do I have to declare cash in Japan?
Japan Customs says to declare means of payment above 1,000,000 yen, or the equivalent.

Sources and how we checked them

Checked on 22 October 2026. Where we call something confirmed, at least two of these sources agree, or an official source says so directly. The airport's pages are undated, and the ATM page we read was in Traditional Chinese.

• Narita International Airport, airport operator, Bank and currency exchange page (undated).
• Narita International Airport, airport operator, ATM page (undated).
• Japan Customs, official, Declaration of means of payment page (undated).

Editorial note: The counter, rate and airport information in this guide is editorial and is not paid for. Rates and fees change, so confirm the final rate at the counter before exchanging.