By Syam, JesTiny Guide · Last checked: 22 October 2026

Taipei Taoyuan Airport (TPE) Currency Exchange: Banks, ATMs and Rules

Taoyuan is one of those cases where the sources we could find are not as strong as we would like. No official page we could read lists the exchange counters, and the guides that do list them contradict each other on hours. This guide sets out what those guides say, what changed with the Terminal 1 to Terminal 2 Skytrain, and what Taiwan's customs pages say about carrying cash. We did not find a measured TPE rate, so we do not name a best counter or give a percentage for the airport gap. We did not measure any rates ourselves.

The short version

• Two travel blogs (Uptogo, May 2026, and Trvlogue, updated 7 October 2026) name Bank of Taiwan and Mega Bank as the exchange providers in the arrival halls and departure areas of Terminals 1 and 2. We found no airport page confirming this.
• The Uptogo tables conflict with each other on hours. One lists the Bank of Taiwan counters at the arrival halls open 24 hours, and shorter hours for the others. Check the hours on the day.
• Uptogo says the airport has foreign-currency ATMs and ordinary ATMs open 24 hours, with a limit of about NT$20,000 equivalent per withdrawal. We could not confirm that figure elsewhere.
• Taipei Times (12 June 2026) reported that the Skytrain between Terminal 1 and Terminal 2 would be suspended from 1 July 2026 while work to connect Terminal 3 goes on, with the Taoyuan Airport MRT and a 24-hour shuttle bus as alternatives.
• Taiwan Customs says travellers leaving may carry no more than NT$100,000 in Taiwan notes and CNY 20,000, and must declare foreign currency above US$10,000. The page we read is marked as an older version.

Who runs the counters

The Uptogo guide (a Chinese-language travel blog, 22 to 23 May 2026) says Bank of Taiwan and Mega Bank both have currency exchange counters and foreign-currency ATMs in Terminals 1 and 2. It places them in the 1st floor arrival halls and the 3rd floor departure halls. The Trvlogue guide (13 August 2026, updated 7 October 2026) names Bank of Taiwan and Mega Bank ATMs in the arrivals hall. Wise's airport page says exchange and ATMs are available and that the airport has two terminals.

None of these is the airport company. They are travel sites, and Trvlogue promotes travel cards. We could not read a page from Taoyuan International Airport Corporation that lists the counters, so treat the list as unconfirmed.

Hours

Uptogo's tables give the Bank of Taiwan counters at the arrival halls of both terminals as open from 00:00 to 24:00, and give shorter daytime hours for other counters. Its tables also conflict in places, so we do not reproduce times for individual counters.

If you land at an unusual hour, the safer plan is to check the counter that is open on arrival, and to have a card or an ATM as a fallback.

ATMs

Uptogo says the airport has ordinary ATMs and foreign-currency ATMs, open 24 hours. It says the foreign-currency machines dispense US dollars, Hong Kong dollars, Japanese yen and Chinese yuan, capped at about NT$20,000 equivalent per withdrawal. That is the only source for the cap, and it is a travel blog. Trvlogue names Bank of Taiwan and Mega ATMs in the arrivals hall.

We found no fee schedule. Check your own card's fee and the fee shown on the machine. If a machine offers to charge you in your home currency, choose New Taiwan dollars. Our guide to dynamic currency conversion explains why.

The Skytrain change

Taipei Times reported on 12 June 2026 that the Skytrain linking Terminal 1 and Terminal 2 would be suspended from 1 July 2026 for work connecting Terminal 3, with the Taoyuan Airport MRT and a 24-hour shuttle bus as alternatives. Wikipedia's Skytrain page says the landside service was suspended from 1 July 2026 and that the post-security service continues. We could not confirm from an airport source how the change works today.

The reason it matters for money is practical. If you need a counter in the other terminal, allow time, and check which terminal has the counter you want before you walk or ride across.

Terminal 3 and the airport MRT

Wikipedia's airport page says Terminal 3 is under construction with a target of late 2026. We could not find an official date, so check before you rely on it.

The same page lists metered taxis with a 15% surcharge and the airport MRT express at about 38 minutes and the commuter service at about 45 minutes to Taipei. Wikipedia's MRT page gives the express at 35 to 37 minutes, the commuter service at 82 minutes for the full route, and fares of NT$30 to NT$160, the same for both services.

To see what a percentage gap costs on your amount, use our mid-market rate guide.

How to check a rate yourself

This section is our advice, not a sourced fact.

1. Look up the mid-market rate for your currency pair on the day you travel.
2. Ask the counter for the final amount in New Taiwan dollars for your exact sum, including every fee.
3. Divide the counter's rate by the mid-market rate. A result of 0.98 means 2% below.
4. If a sign says "no commission", ask for the final amount anyway, because the profit margin may be hidden in the rate.
5. Keep the exchange receipt, and keep the amount small if you can wait for a better rate in the city.

Carrying cash into or out of Taiwan

Taiwan Customs' outbound travellers page says that leaving Taiwan you may carry no more than NT$100,000 in notes and CNY 20,000, and must declare foreign currency above US$10,000, with a fine or confiscation for excess. The page is marked as an older version and was last updated on 19 October 2026. Goods Across Borders, a secondary site, says NT$100,000 and US$10,000 apply for entry and exit, though its FAQ is inconsistent. Because the sources do not fully agree, check the current rule on Taiwan Customs' own site before you carry a large sum.

Guides older than this page may name different operators or hours; check the date on any guide you use, and see our updates and corrections.

Getting into Taipei, and what it means for cash

Wikipedia's airport page and MRT page give two airport MRT services. The express is listed at about 38 minutes on the airport page and 35 to 37 minutes on the MRT page. The commuter service is listed at about 45 minutes on the airport page and 82 minutes for the full route on the MRT page, so the two pages disagree and the difference may depend on where you get off. Fares run from NT$30 to NT$160, and the MRT page gives the same fare for both services. It mentions a NT$10 discount, and we could not tell whether the fare range already includes it. The airport page also says the Terminal 1 and Terminal 2 stations offer free admission with an electronic ticket and a credit card.

The practical point is that a train ticket is a small first expense. If you pay by card or ticket where that is accepted, you may need very little cash on arrival. We could not confirm from an airport source which payment methods the ticket machines take, so check the machine before you rely on a card.

Questions to ask at the counter

None of the guides we found measured a rate, so the counter is where you find out.

• What is the exact amount in New Taiwan dollars for my sum, after every charge?
• Is there a fee on top of the rate, and is it fixed or a percentage?
• Does the receipt show the rate used, so I can compare it with the mid-market rate on that day?
• Can I see the same sum at the other bank's counter before I decide?

If the answers are not clear, you can walk away. A small sum of a few hundred dollars is unlikely to be worth a long search. A larger sum is where a comparison matters, because a percentage gap grows with the amount.

Our reading of the sources

This section is our reading. It is not a sourced fact. Two banks appear in every guide, which suggests a small choice. A bank counter at an airport is convenient and the rate is probably not the best available, but we found no measured Taoyuan rate to say by how much. For a small sum for the first ride and a meal, the cost is small. For a larger sum, a card with low fees or a city bank is likely to cost less, though we did not measure either here.

What we could not confirm

We could not confirm from an airport source whether the counter list is current, the hours of each counter, the foreign-currency ATM cap, how the Skytrain suspension works today or the Terminal 3 opening date, and we found no measured rate.

A simple plan

1. Check which terminal you arrive at, and look for the Bank of Taiwan or Mega Bank counter in the arrival hall.
2. Ask for the final amount in New Taiwan dollars for your exact sum, and compare it with the mid-market rate.
3. Change only what you need for the first hours if you can wait for a better rate in the city.
4. At an ATM, choose New Taiwan dollars if offered a choice, and check your own card's fees first.
5. If you carry large sums out, check the NT$100,000 and US$10,000 limits on Taiwan Customs' site first.

FAQ

Which banks run the exchange counters at Taoyuan?
Two travel blogs name Bank of Taiwan and Mega Bank. We found no airport page confirming it.

Are the counters open 24 hours?
One guide lists the Bank of Taiwan counters at the arrival halls as open 24 hours, and its tables conflict elsewhere. Check on the day.

Is the Skytrain running?
Taipei Times reported it would be suspended from 1 July 2026, with the airport MRT and a 24-hour shuttle bus as alternatives.

How much cash can I take out of Taiwan?
Taiwan Customs' page says NT$100,000 in notes and CNY 20,000, and declare foreign currency above US$10,000. The page is marked as an older version.

When does Terminal 3 open?
Wikipedia gives a target of late 2026. We found no official date.

Sources and how we checked them

Checked on 22 October 2026. Where we call something confirmed, at least two of these sources agree, or an official source says so directly. Several of these are travel blogs, and Trvlogue promotes travel cards.

• Uptogo, travel blog (Chinese), Taoyuan airport currency exchange guide, 22 to 23 May 2026.
• Trvlogue, travel blog, Taoyuan airport guide, 13 August 2026, updated 7 October 2026.
• Wise, payments company, Taoyuan airport currency exchange page (undated).
• Taipei Times, newspaper, Skytrain suspension report, 12 June 2026.
• Wikipedia, Taoyuan International Airport, Taoyuan Airport Skytrain and Taoyuan Airport MRT pages.
• Taiwan Customs, official, outbound travellers page (marked older version), last updated 19 October 2026.
• Goods Across Borders, secondary site, Taiwan cash limits, verified 1 July 2026.

Editorial note: The counter, rate and airport information in this guide is editorial and is not paid for. Rates and fees change, so confirm the final rate at the counter before exchanging.