By Syam, JesTiny Guide · Last checked: 30 October 2026

Osaka Kansai Airport (KIX) Currency Exchange Guide

Kansai International Airport serves Osaka and Kyoto. It has two terminals – Terminal 1 (main building connected to Kansai Airport Station). Terminal 2 (smaller building used by Low Cost Airlines). Terminal 2 is approx 7-9 mins by shuttle.

Kansai is an easy airport to prepare for. The airport provide their own list of all the currency exchange locations, with their locations, floor and opening hours. We have based this guide on this list.

As we didn't find any specific rates, we could not determine which was the cheapest option.

JesTiny Guide is purely editorial. We do not provide currency exchange services and no businesses will pay us to be included.

Where to change money

Below is the list provided by the airport. Opening times can vary due to flight times.

Terminal 1 – 1F (international arrivals)

• KIX Currency Exchange – International Arrival Area North Shop – Open 6.15am to 11pm
• Travelex – International Arrival Lobby South Shop – Open 6.15am to 11pm
• Travelex – International Arrival Lobby Central Shop – Open 6.15am to 11pm
• Kiyo Bank – Open 6.30am to 11pm (May vary)
• KIX Currency Exchange – Automated Machine – 1F North – Open 24 hrs

Terminal 1 – 2F (Kansai Airport Station)

• Travelex – Kansai Airport Station Shop – Nankai Kansai Airport Station – Open 6.30am to 10.30pm

Terminal 1 – 2F (after immigration, international gates)

• KIX Currency Exchange – Automated Machine – Near Gate 22
• KIX Currency Exchange – Automated Machine – Near Gate 19 – Open 24 hrs

Terminal 1 – 3F (after immigration, international gates)

• KIX Currency Exchange – International Departure Area 3F Shop – Open 5.00am to 12.15am (Or 6.45am to 12.15am depending on flight times)

Terminal 1 – 4F (international departures)

• KIX Currency Exchange – International Departure Area North Shop – Open 6.40am to 11pm
• Travelex – International Departure Lobby South Shop – New shop in December 2024 – Open 6.00am to 11pm. Next to security.
• KIX Currency Exchange – Automated Machine – 4F North – Open 24 hrs.

Terminal 2 – 1F

• KIX Currency Exchange – Terminal 2 Building Shop – International Departure Area – 5.40am to 9.25pm (Varies depending on flights for that day)
• KIX Currency Exchange – Automated Machine – International Arrivals – Open 24 hrs.
• KIX Currency Exchange – Automated Machine – International Gate Area – After Immigration – Open 24 hrs.

Things to note:

All manual counters have an end time. Automated machines are the only option for 24 hours. KIX Currency Exchange, Travelex and Kiyo Bank are the main providers in Terminal 1 Arrivals.

If you have seen references to GPA, who provide currency at Tokyo Narita airport having counters, they are not listed on the airport's list. They are a Narita business.

Best and avoid

As we couldn't find any specific rates for these counters, we couldn't identify any best or ones to avoid.

Things to note:

• Terminal 1 Arrivals has 4 manual counters from 3 different providers. This means you can get 2 quotes. However, this does take a few minutes.
• Request the final rate for your amount at each counter.
• Compare to your live mid-market rate on your phone. See our mid-market rate guide to understand what this is.
• As you're only changing a small amount of money, the difference between counters won't be much. If you're changing a larger amount, it's worth checking as the percentage will increase.
• If you arrive late at night and the manual counters aren't open, you'll have to use the automated machines.

ATMs

Seven Bank ATMs are listed on all floors of Terminal 1 (1F, 2F, 3F International Gate Area and 4F). There's 1 ATM in Terminal 2 International Gate Area.

Notes from the airport's ATMs page:

• Several of the Seven Bank ATMs are listed as being open 24 hours. This depends on the type of card being used.
• The 3F Terminal 1 International Gate Area and the Terminal 2 International Gate Area have a limit of 30,000 yen per withdrawal.
• The 3F Terminal 1 Gate Area ATM is closed from 28 Nov to 4 Dec. Check before you fly.
• Terminal 1 also has ATMs from Japan Post Bank, AEON Bank, Lawson Bank, SMBC and Resona Bank. There's a branch from MUFG Bank on 2F open Mon-Fri from 9am to 3pm.
• Terminal 2 has public ATMs from Lawson Bank (24hr), Resona Bank (Open 6am to Midnight) and SMBC.

We couldn't confirm how much Seven Bank charge for using foreign cards. There were conflicting views. Your own bank or forex card may charge a fee per withdrawal. This should be visible on the screen. Refer to our ATMs vs Forex Card guide for more info.

If you have a choice between paying in Indian Rupees at the ATM or card machine, always choose to pay in Japanese Yen. This is Dynamic Currency Conversion. See our DCC guide to understand why it's usually more.

Step-by-step

If you're arriving at Terminal 1:

1. After clearing immigration, collecting your bags and clearing customs you will be on 1F International Arrivals.
2. You'll have several options here. KIX Currency Exchange (North Shop), 2 Travelex Shops (South and Central), Kiyo Bank and an automated machine (1F North). There are also Seven Bank ATMs.
3. If there are 2 counters open, ask for the final rate for your amount. Choose the better rate.
4. Count your notes and keep your receipt.
5. If you're travelling by train, you'll be at Kansai Airport Station on 2F. If you missed the counters below, you can use the Travelex shop at Nankai Kansai Airport Station. It's open 6.30am to 10.30pm.

If you're arriving at Terminal 2:

1. After clearing immigration, baggage and customs.
2. You'll find an automated machine at International Arrivals. The manual counter is in International Departures (1F) from 5.40am to 9.25pm.
3. There are public ATMs from Lawson Bank, Resona Bank and SMBC.
4. If you need to travel to Terminal 1 or the train station, you can take the free shuttle bus. It travels between Terminal 2 and the Aeroplaza in Terminal 1. It takes around 7-9 mins.

Getting to Osaka and Kyoto from the airport

Kansai Airport Station is on 2F in Terminal 1. Check all prices before you fly.

• JR Haruka to Tennoji, Osaka, Shin-Osaka and Kyoto. Discounted one way tickets from JR West. Prices for tickets bought from 1 Nov 2026: Tennoji = 1600yen. Osaka/Shin-Osaka = 1900yen. Kyoto = 2700yen (Adult). Can only be booked online or via an overseas travel agent.
• Nankai Rapi:t to Namba. Approx 1400-1500yen depending on guide. Takes around 35 mins. Check Nankai's own prices. The slower Nankai Airport Express costs around 970yen in one guide from 2026.
• Limousine Buses are available from outside Terminal 1 to Osaka Station, Namba (OCAT), Universal Studios Japan etc. Tickets are available from windows.
• Taxi. Around 23,320yen (Including tolls) to central Osaka (Chuo-ku). Around 43,150yen to JR Kyoto Station. This is from the airport's own table. Between 10pm and 5am there's a 20% surcharge. Uber, DiDi and GO pick up from Stand 2 outside Terminal 1.

Cards and cash in Japan

According to Japan's trade ministry (METI) in March 2026, cashless payments made up 58.0% of household spending in 2025 on its new measure, or around 46.3% on its old measure. A lot of money is still spent using cash. It's a good idea to have some yen.

• Make sure you've turned on your cards for international use before leaving India. See our Credit Cards vs Cash guide.
• Your Indian card will usually charge a flat rate for using foreign ATMs. Some of the Seven Bank ATMs in Kansai have a limit of 30,000yen per withdrawal. See our ATMs vs Forex Card guide for examples.
• If you can choose to pay in rupees, always pay in yen. See our DCC guide.

Myths

Myth 1 – “There’s a 24 hour currency exchange”

There are no manual counters listed as being open 24 hours. The automated machines are your only option. These are on 1F North and 4F North in Terminal 1. After Immigration near Gate 19. And 2 in Terminal 2. Some ATMs are also available.

Myth 2 – “The Narita currency company is also here”

GPA are a popular name in Narita however they are not listed. Look for KIX Currency Exchange, Travelex or Kiyo Bank.

Myth 3 – “Seven Bank ATMs are free to use with foreign cards”

We couldn't confirm. Always check the screen before confirming a withdrawal. Know what your bank charges.

Myth 4 – “It’s safer to pay in rupees on the card machine”

This will be using the rate set by the card machine. Usually it will cost more. Pay in Yen.

Myth 5 – “Japan is cashless now so I don’t need any yen”

We couldn't find a reliable source to confirm how many places accept cards in Japan. Most travellers will have some yen for the first day. With the options above it's easy to get some.

Common mistakes

There were no reports of scams at currency exchanges however these are common mistakes.

• Expect everything to be tax free. From 1 Nov 2026 visitors will pay full price (including consumption tax) and get it back when leaving. Keep items unopened. Scan your passport at a tax-free kiosk at the airport before checking in your bags. This needs to be done within 90 days. Minimum 5000yen (before tax) per store per day. Refunds are per bill, so if you open 1 item you can lose the refund for that whole bill. Refunds will go back onto your card, app or bank account. Check before you fly.
• Buying the HARUKA discount ticket. These can't be bought in Japan.
• Taxis at late nights. There's a 20% surcharge between 10pm and 5am.

Rules for Indians

• Japan – If you're entering/leaving Japan with payment methods worth more than 1,000,000yen (or equivalent) you must declare. This includes cash (Yen or foreign currency) and travellers cheques. See our Narita guide for more info.

Indian rules on paying for forex in cash, PAN, carrying rupees, exchanging rupees before you fly and declaring cash when you return are on our India money rules page.

More info for Indians

• Forex Card or Cash – When you top up a Forex card the rate is locked in. A good combination would be some Yen from India and a card.

Simple plan for your first day

1. Before you fly – Turn your cards on for international use. Book your HARUKA ticket online if needed. If possible bring some Yen.
2. At the airport – Get enough Yen for your train/bus, meal and small purchases. The train to Osaka/Kyoto will cost less than 3000yen.
3. We don't have any specific rates for the counters. The more you change the higher the margin.
4. Later – Use card where possible. If you run out use a Seven Bank ATM.

Leaving Japan

• Currency Exchange – There are options on 3F (after immigration) and 4F. Travelex on 4F. Terminal 2 has a counter in International Departures (see above for opening times). Usually you'll pay more to sell back so try to spend small amounts. See our Leftover Currency guide.
• Coins – Kansai list Pocket Change machines. These will convert your leftover coins and notes into e-money or vouchers.
• Tax Refund – Allow time to use the tax free kiosk.
• Declaration – 1,000,000yen rule applies.

FAQ

Where can I change money after arriving at Kansai Airport?
Arrivals in Terminal 1 (1F) have KIX Currency Exchange, 2 Travelex Shops and Kiyo Bank. There's also an automated machine. Terminal 2 has an automated machine in International Arrivals. There's also a manual counter in Departures.

Is there a 24 hour currency exchange?
No manual counters are listed as being open 24 hours. Both terminals have automated machines listed as open 24 hours. Check before you fly.

Is there a Seven Bank ATM?
Yes. All 4 floors in Terminal 1 and 1 in Terminal 2 International Gate Area. 2 of them have a 30,000yen limit.

Can I change money at Kansai Airport Station?
Yes. Travelex have a shop in Nankai Kansai Airport Station (2F). Open 6.30am to 10.30pm. Check before you fly.

How do I get from Terminal 2 to Terminal 1?
Take the free shuttle bus. It takes 7-9 mins between Terminal 2 and the Aeroplaza in Terminal 1.

Sources and how we checked them

Checked on 30 October 2026. Where a fact comes from one source only, or sources disagree, the guide says so. Prices, hours and rules change, so check before you fly.

• Kansai International Airport, official currency exchange page (undated), read 30 October 2026.
• Kansai International Airport, official ATM page (undated), read 30 October 2026.
• Kansai International Airport, official train, bus, taxi and shuttle pages, read 30 October 2026.
• West Japan Railway Company (JR West), HARUKA one-way ticket page, read 30 October 2026.
• Kansai Airports release via ACI Asia-Pacific, new Travelex store on Terminal 1 level 4, December 2024; Passenger Terminal Today, 31 December 2024.
• Nankai Rapi:t and Airport Express fares: ANA travel guide and 2026 travel guides (Nankai’s own fare page was not read).
• Japan Ministry of Economy, Trade and Industry (METI), cashless payment ratio release, 31 March 2026.
• Time Out Tokyo, Japan’s new tax-free system from November 2026 (2026).
• Japan Customs, declaration of means of payment, as summarised in our Narita guide.
• Reserve Bank of India FAQ and regulations, and HSBC India’s LRS FAQ, as summarised in our India cash rules guide.

Editorial note: The counter, rate and airport information in this guide is editorial and is not paid for. Rates and fees change, so confirm the final rate at the counter before exchanging.